AGF Mortgage, Inc.

                            Since 1993        (816) 361-9988 or (800) 930-4243

 9140 Ward Parkway  Kansas City, Missouri  64114                            

No Cost Pre-Approval

 

 Call for rates and no cost pre-approval

We have been providing our superior services to our customers since 1993.

Stated Income Loan in Kansas and Missouri

   (816) 361-9988 Or (800) 930-4243

 

     
 

 

   

For details on the following list click on your choice.

       

 Why choose AGF Mortgage

 Refinancing current loan

 No cost pre-approval

 

 with or without cash out

Seller pays closing costs

 Interest rate  explanation

 

 

 

 

 

 

   
 
 

Quick Quote

First Name: Last Name:
           
Email: Phone Number:
            
 Property Type:  Loan Type:
    

Loan Purpose:

 Property Value:

       

Loan Amount:

 Time to Call:

 

 

           

Thank you for visiting our site. AGF Mortgage has been serving homeowners in Kansas and Missouri by providing low rates and low closing costs for purchase or refinance since 1993. Following is a list of some of our loan programs.

 

No Cost Pre-Approval

 
 

These days, getting a pre-approval is the norm. Some home owners and real estate agents are hesitant to show you homes if you have not been pre-approved. If you are in the market to purchase an owner-occupied residence, a second home, or a rental property, you need to apply for a pre-approval.                                                                                                                                                                                     

 
   

Stated Income Loan  for Purchase or Refinance

 
     
   

The following is a list of some of our rental property loan programs. If you don't see the loan program that you have in mind, please contact a loan officer either by phone or by completing the request form. A loan officer will call you at your convenience.

     
     Stated income with asset verification up to 70% (SIVA)        Stated asset and stated income up to 60% (SIVA)

    for commercial loan  click here

    
     Call for details                                                                               Back to List
   
 
 

Reason for Refinancing the Current Loan

 
     
   

 

Refinance with cash out

   

 

Refinance with no Cash-Out

 
     
You may refinance your existing loan with cash out option and use the proceeds for:   This type of financing is ideal for those borrowers who do not need cash-out, but prefer one or combination of the following options.
     

  Debt consolidation of high interest rate and

 

  To lower interest rate and eliminate mortgage insurance

    monthly payment credit cards

 

  To convert from owner-financed to regular mortgage

  Remodeling or repairing

 

  To convert from contract for deed to regular mortgage

  Paying off student or car loans

 

  To convert from rent-to-own to regular mortgage

  Down payment of a vacation home

 

  To convert from rent-to-own to regular mortgage

  Down payment of a rental home

 

  To remove borrower's or co-borrower's name in divorce cases

  Any other plan that you may have

 

  To combine existing first and second mortgages

   

  To buy out one's partner if the property is a rental home

      Call for details                                                                                Back to List
   
Interest Rate Explanations

 

 

Interest Rate Explanations

The rates showing at the top of this page are conforming rates for Kansas and Missouri homeowners and are based on a loan size of $250,000. These rates are approximates due to the fact that rates change by the hour. Since rates for stated income loans, loans on rental properties, second mortgages, and home equity lines of credit vary based on the loan size, document type (full doc, stated income or no income verification), property type (the number of units), and credit score, it is very difficult to post more accurate rates for each of our loan programs. To get a more accurate interest rate for the loan program that you have in mind, please complete the contact request form with your approximate loan size, document type, property type, and your credit score (if known). A loan officer will be happy to provide you with a more accurate interest rate quote.  You can also call us any time from 8 A.M. to 8 P.M. seven days a week.    

Interest rates and percentage of the loan will be based on the borrower's credit score. Credit score could be as low as 500 for non-conforming loans with income verification and high down payment. For stated income or no income verification loans with lower loan to value, credit score could be as low as 580. Interest rates and the percentage of loan to value change for 560, 580, 600, 620, 640, 660, 680, 700, 720, 740, 760, 780 and 800 credit scores. The minimum credit score for 100% loan is 620.  Please call for further information.

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Why AGF Mortgage should be your choice?

Why AGF Mortgage should be your choice?

AGF Mortgage, Inc. was founded in 1993 with a commitment to Kansas and Missouri residents to provide the best possible real estate loans for owner occupied, non owner occupied (rental home), and second homes with low rates and low closing costs.

When it comes to our rates, whether you are an employee or self employed, you will find the most suitable loan program among hundreds that we offer through over fifty investors. Our experience makes the loan processing smoother and faster.                                             

We challenge the major lenders in this area such as Chase, Bank of America and others with our low costs and excellent service.

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Loan on Investment Property

Loan on Investment Property

Are you searching for a loan to purchase or refinance multi family units from 1 to 4 units (1 unit, duplex, triplex or 4-plex) of rental property with low rates and low closing costs?  Would you like an expert loan officer to answer any question you may have? If so, you are in the right place. We have been providing loan on investment properties for our clients for the past 15 years with down payments as little as 10% .  For rental properties over 4 units  visit AGF Commercial Loan site. The states that we offer our commercial loan are: AL, AK, CA, CO, CT, DE, GA, ID, IN, IL, IA, KS, KY, LA, ME, MD, MA, MI, MO, MT, NH,  NE, NC, NM, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WY

For 1 to 4 units rental properties

   For multi family rental properties over 4 units, visit AGF Commercial Loan

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Can Seller Pay Buyer's Closing Costs

Can Seller Pay Buyer's Closing Costs

Yes, the amount of seller's contribution toward closing costs and prepaid items depends on the loan program and the percentage of the down payment. If the down payment is between 0 and 5%, then some programs limit the seller's contribution to 3%, but if the down payment is 10% or more, the seller 's contribution could be up to 6%. However, it can not exceed the actual closing costs and prepaid items.

  Property Tax 2 to 3 months
  Hazard Insurance 14 months
  Pre-paid Interest 1 to 25 days

when we pre-approve the loan, we will give our borrowers the estimated pre-paid items along with the closing costs within $100 of the actual costs.  For more details, please call 800-930-4243

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AGF Mortgage, Inc. is licensed in KS and MO. Missouri Residential Mortgage License Registrant NO. 06-063 and Kansas Residential Mortgage License Registrant NO. 96-0135