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No
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Call for rate and no cost pre-approval |
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We
have been providing our superior services to our
customers since 1993. |
VA
Loan up to 100% for Purchase, 90% for |
(816)
361-9988 Or (800) 930-4243 |
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cash out refinance and rate term refinance for
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rate reduction |
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Our
minimum loan size and credit score
requirements: |
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Minimum Loan Size |
$75,000 |
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Minimum Credit scores |
630 |
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For rate
for VA Please call 800-930-4243 0r 816
361-9988 |
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Thank you for visiting our
web site. Whether you are
searching for a loan to buy
your dream home, or to
refinance your existing loan
, you are in the right
place. Below is a sample of
a few of the loan programs
we offer home owners
Kansas and Missouri. |
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Why AGF Mortgage should be your
choice? |
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AGF Mortgage, Inc. was
founded in 1993 with a commitment to
Kansas and Missouri residents to
provide the best possible real
estate loans for owner occupied, non
owner occupied (rental home), and
second homes with low rates and low
closing costs. |
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When it comes to our
rates, whether you are an employee
or self employed, you will find the
most suitable loan program among
hundreds that we offer through over
fifty investors. Our
experience makes the loan processing
smoother and faster.
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We challenge the major
lenders in this area such as Chase,
Bank of America and others with our
low costs and excellent service. |
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No Cost Pre-Approval |
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These days, getting a pre-approval
is the norm. Some home owners and
real estate agents are hesitant to
show you homes if you have not been
pre-approved. If you are in the
market to purchase an owner-occupied
residence, a second home, or a
rental property, you need to apply
for a pre-approval.
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Single Family Dwelling |
Triplex or 3 units |
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Duplex or 2 units |
Four units |
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Interest Rate Explanations
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Interest Rate
Explanations |
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The
interest rates for
Kansas and Missouri
homeowners are based
on the loan size
and the credit score.
Due to the fact that
rates change by the
hour, for more
accurate rate, please
complete the
contact request
form with
your approximate
loan size, property type,
and your credit
score. A
loan officer will be
happy to provide you
with a more accurate
interest rate
quote. You could also
call us any time
from 8 am to 8
pm seven days a
week.
Interest rates will be based
on the borrower's credit score. The higher the credit
score the lower the rate would be . Interest
rates and the percentage of loan to value change for 640, 660, 680, 700,
720, 740, 760, 780 and 800 credit scores.
Back
to List
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Can Seller Pay Buyer's
Closing Costs |
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Can Seller Pay
Buyer's Closing
Costs |
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Yes, seller could pay up to
4% of the sale price. The 4%
seller contribution may
include prepaid expenses,
discount points and the VA
funding fee.
Prepaid items
are consist of the followings:
Property Tax |
2 to 3 months |
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Hazard Insurance |
14 months |
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Pre-paid Interest |
1 to 25 days |
Seller may also pay closing
costs over and above the 4%
which are reasonable and
customary for the area in
which the property is
located and typically
include the following:
Origination Fee
Title Exam Fee
Recording
Fee
Credit
Report Fee
Flood Determination Fee
Survey
Fee
when we pre-approve the
loan, we will give our
borrowers the estimated
pre-paid items along with
the closing costs within
$100 of the actual costs.
For more details, please
call 800-930-4243
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The states that we offer our
commercial loan (non-VA loan) are: AL, AK, CO, CT,
DE, GA, ID, IN, IL, IA, KS, KY, LA,
ME, MD, MA, MI, MO, MT, NH,
NC, NE, NM, OH, OK, OR, PA, SC, TN,
TX, UT, VT, VA, WA, WV, WY
AGF Mortgage,
Inc. is licensed in KS and
MO. Missouri Residential
Mortgage License Registrant
NO. 06-063 and
Kansas Residential Mortgage
License Registrant NO.
Mc.0002312 |
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Below
are the links for some lenders who may
do VA loans in your state. We only originate
loan in Kansas and Missouri. |
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